Loyalty guides
Straight-talking guides on getting real value out of your loyalty points.
Banks & cards · 6 min read · Updated Oct 2026
Credit Card Points Explained: Earning and Transferring in Australia
How credit card rewards points work, why transfer partners and ratios matter, and the traps that quietly erode what your points are worth.
Points basics · 5 min read · Updated Sept 2026
Frequent Flyer Points vs Cashback: Which Wins for You?
Points can be worth more per dollar, but cashback is simple and never expires. How to decide which rewards style actually suits your spending.
Supermarket & fuel · 5 min read · Updated Sept 2026
Everyday Rewards vs Flybuys: Which Supermarket Program Wins?
Woolworths' Everyday Rewards and Coles' Flybuys, compared on earn rate, redemption value, expiry and flexibility — and which suits you.
Points basics · 5 min read · Updated Sept 2026
Are Your Points Losing Value? Loyalty Point Devaluation in 2026
Points quietly buy less over time as programs lift redemption prices. What devaluation is, why it happened in 2025–26, and what to do about it.
Points basics · 5 min read · Updated Sept 2026
Which Loyalty Programs Are Actually Worth Keeping?
Most of us join lots of programs but use only one. A simple keep-or-drop framework for the big Australian loyalty programs.
Supermarket & fuel · 6 min read · Updated Sept 2026
Are Paid Loyalty Subscriptions Worth It? Everyday Extra vs Coles Plus
Everyday Extra, Coles Plus and Coles Plus Saver charge a monthly fee for perks. A plain-English break-even on who comes out ahead.
Supermarket & fuel · 4 min read · Updated Aug 2026
Do Your Supermarket Points Expire? Everyday Rewards & Flybuys
Everyday Rewards points lapse after 18 months of inactivity; Flybuys after 12. The rules that matter and the easiest ways to keep a balance alive.
Velocity · 4 min read · Updated Aug 2026
Do Velocity Points Expire? (And How to Stop It)
Velocity Points expire after 24 months of inactivity. What resets the clock, the cheapest ways to stay active, and how status credits differ.
Supermarket & fuel · 5 min read · Updated Aug 2026
Flybuys Points: What They're Worth and How to Use Them
What a Flybuys point is actually worth, the ways to redeem it, and when converting to Velocity beats taking the dollars off your shop.
Velocity · 5 min read · Updated Aug 2026
How Much Are Velocity Points Worth?
A plain-English guide to what a Virgin Australia Velocity Point is worth — and the redemptions that give you the most value.
Supermarket & fuel · 5 min read · Updated July 2026
What Are Ampol Points — And How Do You Actually Use Them?
Ampol doesn't have its own points program — you're earning Everyday Rewards. How to earn them at the pump, turn them into $10 off or Qantas Points, and stack fuel discounts.
Qantas · 5 min read · Updated July 2026
How Much Are Qantas Points Worth?
A plain-English guide to Qantas Points value — how redemption category affects what each point is worth, and how to pick the best option.
Qantas · 4 min read · Updated July 2026
Do Qantas Points Expire? (And How to Stop It)
Qantas Points expire after 18 months of inactivity. What resets the clock, the cheapest ways to stay active, and what happens if points expire.
Qantas · 5 min read · Updated July 2026
Turning Qantas Points into Gift Cards
How gift-card redemptions work, when they're a smart use of points, and when a flight redemption would give you more.